Mortgage rates are great, and even while we’re in the midst of the credit crunch there is no shortage of lenders willing to loan money to a responsible party. In my experience, most buyers in the Astoria market tend to use a mortgage broker- Who then shops for the best loan package for the buyer. Technology now allows transactions to be done almost completely electronically, which means your lender might be 3,000 miles away. That doesn’t concern most buyers, but for those who prefer to deal with a brick and mortar establishment I did a brief survey of what’s available at locally owned lenders.
- Bank of Astoria- Current rates not available on the website, does promote their performance guarantee.
- Wauna Federal Credit Union- As of today (3/28/08) 30 yr. fixed with 0 points 6.125%
- TLC Federal Credit Union- Also doesn’t have rates posted on-line, you can see some of their loans here.
- The Bank of the Pacific- rates not posted online, does offer several loan packages including construction loans.
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